{"id":1746,"date":"2022-02-01T11:02:37","date_gmt":"2022-02-01T11:02:37","guid":{"rendered":"https:\/\/www.nobelrelocation.com\/?page_id=1746"},"modified":"2026-09-19T11:54:38","modified_gmt":"2026-09-19T11:54:38","slug":"moving-insurance","status":"publish","type":"page","link":"https:\/\/www.nobelrelocation.com\/es\/interstate-moving\/moving-insurance\/","title":{"rendered":"Seguro de mudanza"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"1746\" class=\"elementor elementor-1746\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3f06612 e-flex e-con-boxed e-con e-parent\" data-id=\"3f06612\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-bea9712 elementor-widget elementor-widget-html\" data-id=\"bea9712\" data-element_type=\"widget\" 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tr:last-child td{border-bottom:0}\n    .nobel-insurance-center .nic-note{font-size:13px;color:#716a75;line-height:1.6}\n    .nobel-insurance-center .nic-alert{border-left:5px solid var(--orange);background:#fff8f2;padding:22px 24px;margin-top:28px;border-radius:0 8px 8px 0}\n    .nobel-insurance-center .nic-alert p{margin:0;color:#514a54}\n    .nobel-insurance-center .nic-checklist{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px 22px;margin:20px 0 0;padding:0;list-style:none}\n    .nobel-insurance-center .nic-checklist li{position:relative;padding:0 0 0 28px;color:#4d4750;line-height:1.55}\n    .nobel-insurance-center .nic-checklist li:before{content:\"\u2713\";position:absolute;left:0;top:0;color:var(--orange);font-weight:900}\n    .nobel-insurance-center details{background:#fff;border:1px solid var(--line);border-radius:8px;margin:0 0 12px;padding:0 20px}\n    .nobel-insurance-center summary{cursor:pointer;color:var(--purple);font-weight:800;font-size:17px;padding:18px 0}\n    .nobel-insurance-center details p{padding:0 0 18px;margin:0}\n    .nobel-insurance-center .nic-cta{background:var(--purple);color:#fff;border-radius:14px;padding:38px;display:flex;align-items:center;justify-content:space-between;gap:25px}\n    .nobel-insurance-center .nic-cta h2{color:#fff;margin-bottom:8px}\n    .nobel-insurance-center .nic-cta p{color:rgba(255,255,255,.82);margin:0;max-width:680px}\n    @media(max-width:850px){.nobel-insurance-center .nic-steps{grid-template-columns:repeat(2,1fr)}.nobel-insurance-center .nic-trust{grid-template-columns:1fr}.nobel-insurance-center .nic-cta{align-items:flex-start;flex-direction:column}}\n    @media(max-width:620px){.nobel-insurance-center .nic-wrap{width:min(100% - 28px,1160px)}.nobel-insurance-center .nic-hero{padding:54px 0 50px}.nobel-insurance-center .nic-section{padding:48px 0}.nobel-insurance-center .nic-grid,.nobel-insurance-center .nic-steps,.nobel-insurance-center .nic-checklist{grid-template-columns:1fr}.nobel-insurance-center .nic-card{padding:22px}.nobel-insurance-center .nic-cta{padding:28px 22px}}\n  <\/style>\n\n  <header class=\"nic-hero\">\n    <div class=\"nic-wrap\">\n      <span class=\"nic-eyebrow\">Shipment Protection Options<\/span>\n      <h1 id=\"nic-title\">Purchase Moving Insurance Coverage<\/h1>\n      <p class=\"nic-lead\">Review available coverage options, compare current rates, and complete the insurance application for your household goods or vehicle shipment.<\/p>\n      <div class=\"nic-actions\">\n        <a class=\"nic-btn nic-btn-primary\" href=\"https:\/\/drive.google.com\/file\/d\/1OPpLYg7TuAmDky1-t5bWRb1N8ww3klZr\/view?usp=drive_link\" target=\"_blank\" rel=\"noopener\">View Insurance Rates<\/a>\n        <a class=\"nic-btn nic-btn-secondary\" href=\"https:\/\/www.nobelrelocation.com\/wp-content\/uploads\/2025\/06\/Insurance-Form.pdf\" target=\"_blank\" rel=\"noopener\">Download Insurance Form<\/a>\n      <\/div>\n    <\/div>\n  <\/header>\n\n  <div class=\"nic-trust\" aria-label=\"Coverage highlights\">\n    <div>Household Goods &amp; Automobiles<\/div>\n    <div>Domestic, Ocean &amp; Air Shipments<\/div>\n    <div>Up to 180 Days of Eligible Storage Coverage<\/div>\n  <\/div>\n\n  <section class=\"nic-section\">\n    <div class=\"nic-wrap\">\n      <div class=\"nic-intro\">\n        <h2>Choose the coverage that fits your move<\/h2>\n        <p>Moving insurance is separate from the basic carrier liability that may apply to your shipment. Available options, eligibility, deductibles, exclusions, and claim settlement terms depend on the policy selected and the completed application.<\/p>\n      <\/div>\n      <div class=\"nic-grid\">\n        <article class=\"nic-card\">\n          <span class=\"nic-label\">Option 1<\/span>\n          <h3>All Risk Coverage with Valued Inventory<\/h3>\n          <p>Designed for customers seeking broader protection. You must provide a complete valued inventory and declare the full replacement value of the entire shipment. Undeclared items may not be eligible for coverage.<\/p>\n          <p><strong>Best suited for:<\/strong> household goods shipments where repair, replacement, or settlement for covered partial loss or damage is important.<\/p>\n        <\/article>\n        <article class=\"nic-card\">\n          <span class=\"nic-label\">Option 2<\/span>\n          <h3>Total Loss Coverage<\/h3>\n          <p>Provides coverage only when the entire shipment is lost as defined by the policy. It does not provide coverage for partial loss or individual damaged items.<\/p>\n          <p><strong>Best suited for:<\/strong> customers who want limited protection against the complete loss of the shipment and understand that partial loss is excluded.<\/p>\n        <\/article>\n      <\/div>\n    <\/div>\n  <\/section>\n\n  <section class=\"nic-section nic-soft\">\n    <div class=\"nic-wrap\">\n      <div class=\"nic-intro\">\n        <h2>How to request coverage<\/h2>\n        <p>Complete these steps before packing begins. Coverage is not bound merely because a form has been downloaded, completed, or submitted.<\/p>\n      <\/div>\n      <div class=\"nic-steps\">\n        <article class=\"nic-step\"><h3>Review the rates<\/h3><p>Compare the available shipment types and deductible options.<\/p><\/article>\n        <article class=\"nic-step\"><h3>Select one option<\/h3><p>Choose All Risk with valued inventory or Total Loss coverage.<\/p><\/article>\n        <article class=\"nic-step\"><h3>Complete the form<\/h3><p>Provide shipment details, declared values, signatures, and any required supporting documents.<\/p><\/article>\n        <article class=\"nic-step\"><h3>Submit for confirmation<\/h3><p>Return the documents to your Nobel Relocation coordinator and wait for written confirmation.<\/p><\/article>\n      <\/div>\n    <\/div>\n  <\/section>\n\n  <section class=\"nic-section\">\n    <div class=\"nic-wrap\">\n      <div class=\"nic-intro\">\n        <h2>Current insurance rates<\/h2>\n        <p>Rates are calculated as a percentage of the declared shipment value. The current minimum premium is $175 per certificate.<\/p>\n      <\/div>\n      <div class=\"nic-table-wrap\">\n        <table>\n          <thead><tr><th>Shipment \/ Coverage<\/th><th>$250 Deductible<\/th><th>$500 Deductible<\/th><th>$750 Deductible<\/th><\/tr><\/thead>\n          <tbody>\n            <tr><td>Ocean<\/td><td>3.55%<\/td><td>3.20%<\/td><td>2.85%<\/td><\/tr>\n            <tr><td>Air<\/td><td>2.85%<\/td><td>2.70%<\/td><td>2.35%<\/td><\/tr>\n            <tr><td>Domestic<\/td><td>1.80%<\/td><td>1.55%<\/td><td>1.30%<\/td><\/tr>\n            <tr><td>Total Loss<\/td><td colspan=\"3\">1.75%<\/td><\/tr>\n          <\/tbody>\n        <\/table>\n      <\/div>\n      <p class=\"nic-note\">Rates shown are based on the current UNIRISC rate schedule and may change without notice. International rates include Basic London Scale War, Strikes, Riots and Civil Commotions coverage, subject to policy terms and territorial restrictions. Additional premium and approval may be required for storage beyond 180 days.<\/p>\n      <div class=\"nic-actions\" style=\"margin-top:22px\">\n        <a class=\"nic-btn nic-btn-primary\" href=\"https:\/\/drive.google.com\/file\/d\/1OPpLYg7TuAmDky1-t5bWRb1N8ww3klZr\/view?usp=drive_link\" target=\"_blank\" rel=\"noopener\">Open Official Rate Schedule<\/a>\n      <\/div>\n    <\/div>\n  <\/section>\n\n  <section class=\"nic-section nic-soft\">\n    <div class=\"nic-wrap\">\n      <div class=\"nic-grid\">\n        <div>\n          <h2>What you may need to provide<\/h2>\n          <ul class=\"nic-checklist\">\n            <li>Completed and signed insurance application<\/li>\n            <li>Complete valued inventory for All Risk coverage<\/li>\n            <li>Full declared value of the entire shipment<\/li>\n            <li>Vehicle details and destination replacement value<\/li>\n            <li>Receipts or appraisals for certain high-value items<\/li>\n            <li>Origin condition reports and photographs when required<\/li>\n          <\/ul>\n        <\/div>\n        <div class=\"nic-card\">\n          <h3>Important high-value item requirements<\/h3>\n          <p>Artwork and antiques valued at or above $10,000 require prior approval before packing. Proof of value and condition documentation may be required for artwork, antiques, clothing, shoes, handbags, vehicles, and other high-value property.<\/p>\n          <p>Do not pack cash, negotiable instruments, jewelry, passports, important documents, hazardous materials, perishables, or other excluded items.<\/p>\n        <\/div>\n      <\/div>\n      <div class=\"nic-alert\"><p><strong>Important:<\/strong> Coverage is subject to underwriting approval, payment of the applicable premium, issuance of a certificate, and all policy terms, conditions, limits, and exclusions. Nobel Relocation assists with submitting the coverage request but is not authorized to change the insurer's terms.<\/p><\/div>\n    <\/div>\n  <\/section>\n\n  <section class=\"nic-section\">\n    <div class=\"nic-wrap\">\n      <div class=\"nic-intro\"><h2>Moving insurance questions<\/h2><\/div>\n      <details><summary>When should I submit the insurance application?<\/summary><p>Submit the completed application, valued inventory, and supporting documents before packing begins. Allow time for review, especially when the shipment contains high-value artwork, antiques, or vehicles.<\/p><\/details>\n      <details><summary>Does submitting the form automatically activate coverage?<\/summary><p>No. Submission alone does not bind coverage. Written confirmation and a certificate must be issued, and the applicable premium and policy requirements must be satisfied.<\/p><\/details>\n      <details><summary>How is the premium calculated?<\/summary><p>The premium is generally calculated by applying the applicable rate to the declared value of the shipment. The current minimum premium is $175 per certificate. Deductible and shipment type affect the rate.<\/p><\/details>\n      <details><summary>What is a valued inventory?<\/summary><p>A valued inventory is a complete list of the items being shipped and the value assigned to each item. For All Risk coverage, the full value of the entire shipment must be declared.<\/p><\/details>\n      <details><summary>Are owner-packed boxes covered?<\/summary><p>Coverage for owner-packed goods is limited. Breakage, scratching, denting, chipping, staining, or tearing may be excluded unless caused by a covered event specified in the policy.<\/p><\/details>\n      <details><summary>Does coverage include storage?<\/summary><p>The current rate schedule includes up to 180 total days of eligible storage coverage at the origin and\/or destination warehouse, unless otherwise agreed. Storage beyond 180 days requires approval and an additional premium.<\/p><\/details>\n      <details><summary>Are vehicles insured under the same certificate?<\/summary><p>A vehicle is generally placed on its own certificate, and a separate deductible may apply. Personal property inside a vehicle and certain accessories or mechanical conditions are excluded.<\/p><\/details>\n    <\/div>\n  <\/section>\n\n  <section class=\"nic-section\" style=\"padding-top:0\">\n    <div class=\"nic-wrap\">\n      <div class=\"nic-cta\">\n        <div><h2>Ready to request coverage?<\/h2><p>Download the application, complete all required sections, and send it to your Nobel Relocation coordinator for review before your packing date.<\/p><\/div>\n        <div class=\"nic-actions\">\n          <a class=\"nic-btn nic-btn-primary\" href=\"https:\/\/www.nobelrelocation.com\/wp-content\/uploads\/2025\/06\/Insurance-Form.pdf\" target=\"_blank\" rel=\"noopener\">Download Insurance Form<\/a>\n          <a class=\"nic-btn nic-btn-secondary\" href=\"https:\/\/www.nobelrelocation.com\/es\/contact-us\/\">Contact Our Team<\/a>\n        <\/div>\n      <\/div>\n    <\/div>\n  <\/section>\n<\/section>\n\n<!-- Add this compact CTA block to the existing \/interstate-moving\/moving-insurance\/ page -->\n<section class=\"nobel-insurance-purchase-cta\" style=\"background:#32163f;color:#fff;padding:34px;border-radius:12px;margin:34px 0;text-align:center\">\n  <h2 style=\"color:#fff;margin:0 0 10px;font-size:30px\">Ready to Purchase Moving Insurance Coverage?<\/h2>\n  <p style=\"color:rgba(255,255,255,.84);max-width:760px;margin:0 auto 22px;line-height:1.65\">Review current rates, compare deductible options, and download the insurance application before your packing date.<\/p>\n  <a href=\"\/es\/moving-insurance\/coverage-application\/\" style=\"display:inline-block;background:#f47b20;color:#fff;text-decoration:none;font-weight:800;padding:14px 22px;border-radius:6px\">View Rates &amp; Apply for Coverage<\/a>\n<\/section>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Shipment Protection Options Purchase Moving Insurance Coverage Review available coverage options, compare current rates, and complete the insurance application for your household goods or vehicle shipment. View Insurance Rates Download Insurance Form Household Goods &amp; Automobiles Domestic, Ocean &amp; Air Shipments Up to 180 Days of Eligible Storage Coverage Choose the coverage that fits your [&hellip;]<\/p>\n","protected":false},"author":12,"featured_media":1169,"parent":257,"menu_order":1,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_yoast_wpseo_title":"Moving Insurance Guide | Nobel Relocation","_yoast_wpseo_metadesc":"Understand moving insurance for local, long-distance, and international moves. 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